impact of long-term care cost

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impact of long-term care cost

72% of Americans become impoverished after just 12 months of nursing home care found a Harvard University study in the Compensation & Benefits Review. Long term care nor Assisted Living care are not typically covered by medical insurance or Medicare. Medicare cover skilled and rehabilitative care for brief period of time while a person is working to regain their strength after a illness or incident that resulted in a three-day hospital stay. That coverage does not include custodial care or the assistance someone needs for daily living should the insurance determine rehab has plateau in therapy.

There is the option for applying for income based assistance through state programs such as Medicaid. Programs like these traditionally cover nursing home cost once a loved one is bereft of their assets.

 

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overlooking the ASSISTED LIVING TAX DEDUCTION can be costly !

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Tax Deductions for Costs of Assisted Living

If loved one lives in an assisted living facility some of those costs may be tax deductible? Medical expenses, including some long-term care expenses, are deductible if the expenses are more than 10 percent of your adjusted gross income.  ( 2016 taxpayers 65 and older the threshold was 7.5 percent.) 

There are some requirements to meet In order for assisted living expenses to be tax deductible, the resident must be considered "chronically ill".  A medical doctor has to certify that the resident either:

  • requires supervision due to a cognitive impairment (such as stroke, Alzheimer's disease or another form of dementia); or
  • he/she cannot perform at least two activities of daily living, such as eating, transferring, toileting, bathing, dressing, or struggles with continence.

click to learn more and get a free consultation scheduled

Learn more by contacting an Elderlaw Attorney for more information on how to save money on Senior Care Cost. Call today (502)242-7691 and we will get you connected with the Attorney that best fits your needs. Free consultations available. 

3 WAYS TO HELP YOUR ELDERLY RELATIVE SPRING FORWARD & OUST THE CLUTTER

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1. Clear out all of the clutter first: Before you start cleaning the house you should start by separating all the items your elderly relative wants to keep, and place them in a different pile than the things you are discarding. Often Seniors feel they need to keep many items that they will in all likelihood they do not need. A good rule of thumb is if they do not have a example of the last time they had a use for that item in the past 3 years then it is a good item to donate to their local charity of choice.

2. Within Reach: While cleaning, organize the refrigerator and pantry. Be sure to discard all expired food. This is a great time to discuss with the Senior relocating items for ease of reach. It is important to do this because when seniors are living independently someone cannot always be there to help them out; instead, keep things in easy reach for them to access with no hesitation.

3. Check safety devices: A Senior’s home should not only be clean, but it has to be safe as well. Final step before finishing up this spring clean should be to check the working status of the fire extinguishers, smoke detectors and alarm systems.

While you are spring cleaning, this is a great time to consider installing an emergency response system. Utilizing a local company to provide this service has many benefits over large chains. Call us today and we can arrange for s local senior specialist to come out and install this much needed safety net for your loved one. It allows you to get assistance quickly if your loved one has fallen or in case of other emergencies.

 
 

 

 

Heartstrings Dinner & Dance 2017 - Supporting Kentuckiana Stroke Association

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The Kentucky & Southern Indiana Stroke Association held our Heartstrings benefit party on Feb. 11th 2017, at the Louisville Boat Club as a fundraiser that supports our mission to the prevention of stroke through education and awareness.

Dr. Gregory Pittman presenting award to Susan Lawson : Kentuckiana Stroke Association Heartstrings Dinner & Dance 2017

Alee Solutions is happy to support the Kentuckiana Stroke Association. We joined those in attendance and the Louisville community at large in recognizing Susan Lawson for the many years of dedication to spreading Stroke awareness here in our community. Thank You Susan.

SENIORS- living alone ~ Financial Fraud

/ Crimes Against Seniors Unit - Lousiville Metro Police Department/

With the expertise from a master’s level Social Worker, like myself, it could be that together we can keep your loved one as independent as possible. Working toward the goal to keep them at home while keeping them as safe as possible for as long as possible.

STOP...Nursing Homes are not usually the best option...just the easiest!

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I was called in to advocate for a Senior (who was Alert & Oriented x4) who's niece had her sign over her POA & Health Care Surrogate.

Being told she was to move over 55 miles away from everyone she has ever known, whom she loves and supports her the following day destined to live out her life in a Long Term Care Nursing Home, she was devastated.

Alee Solutions spent 5+ hrs collaborating with her rehab therapist, rehab SW, church friends, neighbors & community resources and we were able to stop the hold this niece had over her and get her voice heard once again. She will be returning home to live the best life possible for as long as possible.

Before resorting to a nursing home...call me I can help!

Senior Smiles ~ Endless Elder Humor

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"Hospital Regulations"

Hospital rules state that patients checking out must have a wheelchair.

One day a newly graduated nurse assistant came into the room to find an elderly man fully dressed. He was sitting on the bedside chair, with a piece of packed luggage at his side, all ready to go.

When he was shown the wheelchair, he was adamant that he was fully capable of walking himself to the parking lot.

But the assistant told him rules were rules, so he relented and let her wheel him out.

In the elevator, the assistant asked the elderly man if his wife was coming to meet him.

“I don’t think so,” he replied. “It takes her awhile to change her clothes, so she’s probably still upstairs in the bathroom taking off of her hospital gown and getting dressed.”

Thank you to ©2012 JokeQuote.com for todays joke.

Don't fall behind... IT'S ALMOST TIME... to turn back your clocks !

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Nov 6, 2016 - Daylight Saving Time Ends

When local daylight time is about to reach
Sunday, November 6, 2016, 2:00:00 AM clocks are turned backward 1 hour to
Sunday, November 6, 2016, 1:00:00 AM local standard time instead

Sunrise and sunset will be about 1 hour earlier on Nov 6, 2016 than the day before. There will be more light in the morning. Also called Fall Back and winter time.